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Hi! I'm Stephanie...
Your Mortgage Consultant!

We make the home loan process as simple as possible by guiding you through every step.

Stephanie McAllister

Mortgage Consultant

NMLSR: 1155639

770-367-8291
Address: 4651 Olde Towne Parkway Ste 100, Marietta, GA, 30068
Awards received
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With over 30 years of experience in the Atlanta Market, Stephanie and her team strive to offer the highest level of customer care. Stephanie knows that each home purchase is an important and exciting event in a buyer’s life. She finds it truly a privilege to help her homebuyers reach their homebuying goals. Stephanie lives in Metro Atlanta with her husband and is a parent to three grown children. In her spare time, Stephanie loves riding and competing her two horses and hiking with her beloved dogs.



Stephanie is consistently ranked top 1% of all Mortgage Originators in the U.S. by the Scotsman Guide, recipient of the Top US Women Originators award by Scotsman guide, and a two-time Atlanta Magazine, Best in Real Estate All-star Award. The McAllister Mortgage team is a highly talented mortgage team ready to make your next mortgage transaction smooth and seamless. We partner with your Real Estate Agent to ensure you have a successful home search with our innovative processes. Our goal is to provide every client with quick and personalized service. Please let us know how we can help you!

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Refinance a Home
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Ranked #1 in Customer Satisfaction among Mortgage Origination Companies

Home financing tailored to meet your needs

We have a full suite of mortgage programs to meet your needs and give you a competitive edge:

  • 01
    Fixed & adjustable rate mortgages
  • 02
    Federal Housing administration loans (FHA)
  • 03
    Veterans affairs loans (VA)
  • 04
    Renovation financing
  • 05
    Jumbo loans

Where can we help you thrive?

Are you looking to buy your first home? Need help managing your mortgage payment?

Trying to figure out how to afford that renovation? Whatever you situation is, we've got the answers.

Select a module

First time homebuyer

First time homebuyer

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Mortgage management

Mortgage management

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Refinancing

Refinancing

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Self-employed

Self-employed

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Veteran

Veteran

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Equity management

Equity management

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Financial planner

Financial planner

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Estate planning attorney

Estate planning attorney

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Realtor

Realtor

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Divorce attorney

Divorce attorney

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Know Your Monthly Mortgage Payment

Mortgage Amount, $
Total Cost Of Mortgage, $
Monthly payment:
P&I
Insurance
Taxes
PMI
HOA

What my clients say...

JT

Joe Trondle

5.0

Woodstock, GA

Oct 28, 2024

Stephanie was great. Very prompt and responsive.

AM

Allison McLaurin

5.0

Woodstock, GA

Oct 26, 2024

Stephanie is so responsive and is always available when I need her which is greatly appreciated!!

SC

Sally Cohen

5.0

Marietta, GA

Oct 15, 2024

Stephanie and her team have been amazing since the first communication with the new buyer requesting their Pre-approval letter, communicating with the listing agent after the offer was submitted, and during the whole process. We always closed on time and my buyers are always happy using Stephanie as their lender.

GM

Gabrielle Miller

5.0

Marietta, GA

Oct 13, 2024

Stephanie not only helped us move through the process quickly and efficiently, she also ensured we were informed and had no questions. I don’t think the home buying process would have been nearly as stress free with anyone else.

LO

Liv Okyere

5.0

Marietta, GA

Oct 5, 2024

Stephanie is a Realtor's dream Loan Officer! She communicates exceptionally well and sets clear expectations, making for smooth transactions. She stays on top of key timelines and explains the process to clients in a way that’s easy for them to understand. Plus, she managed to close this transaction in just two weeks! I highly recommend Stephanie to both colleagues and clients.

DB

Daniel Berthold

5.0

Marietta, GA

Oct 5, 2024

Great communication and close on time.

AC

Adrian Clark

5.0

Atlanta, GA

Oct 5, 2024

Prompt and clear communication, easy web site, kind and respectful staff

LG

Letrice Gholson

5.0

McDonough, GA

Sep 13, 2024

Stephanie is very organized. We worked together on this loan while qualifying 5+ other applicants. She was responsive and professional with each and every one of my clients.

OR

Omar Ramirez

4.8

Roswell, GA

Sep 4, 2024

Very helpful and great communication

JB

Jennifer Burns

5.0

Marietta, GA

Aug 19, 2024

Stephanie was wonderful to work with. She explained everything and was very patient with this new home buyer. Fantastic job!

JC

Joshua Cook

5.0

Marietta, GA

Aug 2, 2024

I thought the was going to be a difficult, stressful experience, but it was easy and painless!

KM

Kelly Marino

5.0

Woodstock, GA

Jul 23, 2024

Timely information and responses as well as good communication with our realtor

DP

Dionne Plantamura

5.0

Woodstock, GA

Jul 16, 2024

Love that I can reach out to Stephanie and her team with any questions and get a speedy response.

FS

Feng Shi

5.0

Marietta, GA

Jul 11, 2024

Very patient and efficient!

IG

Isabelle Gibson

5.0

Marietta, GA

Jul 10, 2024

When I know my client is working with Stephanie, I know that we will close.

MK

Markeona King

5.0

Atlanta, GA

Jul 8, 2024

The process was very smooth. As a first time homeowner, I had many questions and not once did I feel as if I was a burden. Everything was explained in detail. Not to mention I was able to close quicker than expected.

GC

Gitte Claud

5.0

Snellville, GA

Jun 8, 2024

Stephanie is THE BEST Mortgage Broker to work with! Always available and ready to assist!

AM

Anna McLaurin

5.0

Marietta, GA

Jun 7, 2024

Stephanie was great! She was very prompt, reliable, and kind. She was able to get the loan done quickly, and we even closed early!

AC

Alyssa Cruse

4.7

Atlanta, GA

Jun 3, 2024

Efficiency, thoroughness—attention to detail

President and CEO - Justin Messer

Justin Messer

President and CEO

"Our mission is to provide financing solutions that positively impact lives and make a difference in the communities where we lend."

4.94 of 5.00

Our average client rating. YTD 12/2021 on experience.com

What is your home worth?

Check current market values for your home and view buyer demand.

I'm here to answer all
your mortgage questions

  • Do I need to save for a 20% down payment?

    No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.

  • Are Pre-Qualification and Pre-Approval the same thing?

    No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.

  • What's the difference between an adjustable and a fixed rate mortgage?

    A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.

  • What is Private Mortgage Insurance (PMI)?

    Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.

  • Can I access my home equity before I finish paying off my loan?

    Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.

  • What do I do if I can't afford my mortgage payment anymore?

    The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.

Take a look
inside our world

Looking at how we do business at Prosperity Home Loans Mortgage is as simple as a conversation. Are you ready to step inside?

Stephanie McAllister

Stephanie McAllister

Mortgage Consultant

NMLSR: 1155639

Learn More